Checking Accounts

Some banks tie you down. Not Interior Federal! Our checking accounts come with digital banking services + to give you the freedom to bank whenever and wherever it’s best for you.

• Earn dividends
• No monthly fees
• No minimum balance requirement
• No per check charges
• Convenient digital banking
• Free Bill Pay, e-Statements and Money Management tool
• Overdraft protection
• Access to 95,000 totally-free ATMs worldwide^
• Access to 5,400 Shared Branches to conduct in-person transactions
• First 5 transactions per month are fee-free if using an out of network ATM

Manage your account through our mobile app:

Want to learn how to manage your money better? Get free tips and advice by visiting our Financial Resource Center. We also offer special checking accounts for Teens and Young Adults.

Debit cards and checking accounts go hand-in-hand! Of course, with your debit card you can make in-store and online purchases, but you can do much more!

• Digital Wallets– Add your debit card to Apple Pay, Samsung Pay, Google Pay, or Garmin Pay. Digital Wallets will make your transactions more secure and easily facilitate your transactions. Click here for step-by-step instructions to upload your card to your digital wallet.
• Visa Secure– Much like Digital Wallets, you can register your Interior Federal debit card with Visa Checkout and pay for online purchases with ease.
• Card Management– This service is available for debit card holders in Digital Banking. Card Management allows you to control your debit card usage by: Setting alerts and notifications, turning your card On/Off instantly, blocking international transactions, and setting transaction limits.
• CONTACTLESS for easier checkout and added security.

To open a checking account, you must be a member of Interior Federal. Establishing your membership is easy – just open a primary share savings account. See if you’re eligible for membership. For additional information or assistance, please call us at 800-914-8619.

+Message or data rates may apply depending on your wireless plan.

^Although our ATM fees for Young Adult and Teen Accounts are waived for transactions performed at our ATMs and on those in the totally-free networks (AllPoint, Alliance One, Cirrus, Co-Op, CUHERE, and Visa) there may be a charge from foreign ATM networks and/or ATM owners. A foreign ATM is defined as not being part of the Credit Union’s surcharge-free ATM networks.

REGISTRATION INFORMATION FOR ONLINE BANKING

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

REGISTRATION INFORMATION FOR MOBILE APPLICATION AND TEXT MESSAGE BANKING

MOBILE APP: Online Banking users can also utilize our mobile app. On your smart phone, go to either the iPhone App Store (or click here(LINK: https://itunes.apple.com/us/app/interior-federal-credit-union/id569600417?mt=8), or for Android visit the Google Play store (or click here LINK: https://play.google.com/store/apps/details?id=com.ifs.banking.fiid3993). Once installed, simply use your Online Banking Username and Password to login.

TEXT MESSAGE BANKING: To set up simply log into Online Banking, and under the Additional Services tab select Mobile Alerts.

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